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Credit4 Business Finance

  • Compare Credit4 Business Finance with over 120+ lenders
  • It’s free to apply and it doesn’t affect your credit score
  • Expert help throughout the process
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Compare Credit4 Business Finance

Credit4 Business Finance

  • Minimum Turnover
    £100k
  • Available Amounts
    £15k – £30k
  • Available Terms
    3 – 12 Months
Product Features
Eligibility Criteria
Business must be trading for at least 6 months

Credit4 Secured Lending

  • Max LTV
    80%
  • Available Amounts
    £75k to £250k
  • Available Terms
    12 – 60 Months
Product Features
Eligibility Criteria

Credit4 Business Finance Review

Credit 4 is a UK-based financial services provider specialising in flexible funding solutions for small and medium-sized enterprises (SMEs). Established with a commitment to supporting business growth, Credit 4 focuses on delivering innovative credit solutions that address the unique financial needs and challenges faced by SMEs in today’s competitive market.

Credit 4 offers a range of business lending products, including flexible credit facilities and growth funding lines. These products are designed to provide businesses with the capital necessary to expand operations, manage cash flow, and capitalise on market opportunities.

Flexible Credit Facilities from Credit 4 are revolving credit lines that allow businesses to draw down funds as needed, up to an agreed limit. This type of funding is particularly useful for managing working capital requirements and smoothing out the cash flow fluctuations that are common in many businesses. It provides the flexibility to access funds quickly and repay them as cash becomes available, helping businesses maintain liquidity without the need for a long-term loan commitment.

Growth Funding Lines are designed to support businesses that are experiencing or anticipating rapid growth. These facilities are tailored to help businesses finance expansion projects, increase production capacity, or invest in marketing and sales efforts to capture new market share. The funding is structured to scale with the business, providing more capital as the company grows and its financial needs increase.

Credit 4 prides itself on its straightforward application process and quick decision-making, which can be crucial for businesses needing timely access to funds. The firm’s approach emphasizes transparency and flexibility, ensuring that clients understand their financial options and can choose solutions that best fit their specific circumstances.

For SMEs in the UK looking for adaptable and accessible financing options, Credit 4 offers a range of products that can be instrumental in supporting their growth and operational goals. This makes Credit 4 a valuable partner for businesses seeking to navigate the complexities of modern financial environments.