Compare Working Capital Loans

We have partnered with Funding Options so you can compare over 120 lenders to find the right finance partner for you.

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  • Match with 120+ Lenders
  • Doesn’t affect your credit score
  • Expert help throughout the process
  • Loans from £1000 to £20M

Compare over 120+ lenders to find your perfect partner

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Types of business finance available

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Bridging Loans
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How it works with Simply Business Loans

At Simply Business Loans we have partnered with Funding Options to bring you access to over 120+ lenders. Funding Options provides you with one simple application process that delivers uniquely tailored loan solutions for your business. Their technology, Funding Cloud, will accurately validate your business profile, matching you to the industry’s largest lender network.

How much do you need for your business?

Start with how much you need to borrow, what it’s for, and basic information about your business.

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Smart technology at Funding Options will compare up to 120+ lenders and match you with matched finance options

Apply and get your funding

Help is provided to you during application process to receiving your funds. It’s free to apply and it doesn’t affect your credit score

Working Capital Loans for UK Small Businesses and SME’s

Working capital loans are a source of short-term funding that can be essential for small businesses and SMEs to manage their daily operations. These loans typically range from £5,000 to £250,000 and are repaid over 3 months to 3 years. Key features of working capital loans include:

Quick Approval Process – Applications are typically processed quickly, and funds are often available in a matter of days.

Flexible Repayment Terms – These loans offer repayment schedules that can be aligned with a business’s cash flow.

Secured and Unsecured Options – Secured loans require collateral and may offer lower interest rates, while unsecured loans do not require collateral but may have higher interest rates.

Fixed or Variable Interest Rates – Borrowers can choose between fixed and variable interest rate loans.

Best-Suited Businesses

Seasonal Businesses with fluctuating revenue can use these loans to cover expenses during slower periods.

Businesses with Cash Flow Challenges due to delayed customer payments can use these loans to maintain operations.

Businesses Seeking Growth and Expansion can use these loans to invest in new opportunities.

Start-Ups with limited trading history can use these loans to establish and sustain operations.

Comparing Working Capital Loans

Define Your Needs – Determine the loan amount and repayment period that works for your business.

Compare Interest Rates and Fees – Look at APRs and any additional fees.

Check Eligibility Requirements – Lenders have different criteria for turnover, credit score, and trading history.

Consider Other Loan Types – Compare working capital loans with options like credit lines or invoice financing.

Seek Professional Advice – Consult a financial advisor or business mentor to identify the best loan option

Options & Guidance

Working capital loans can effectively help businesses manage cash flow and cover operational expenses. It’s important to compare options and seek guidance if your struggling to find a good fit, to choose the best loan for your business’s specific needs

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